Monthly Archives: March 2014

    • Looking for the Largest Deduction

      IRS allows taxpayers the option to take the standard deduction or the itemized deduction.  The astute taxpayer will compare to see which one will result in the greatest deduction and the election can be made each year. The 2013 standard deduction ...
      Written by InTouch
    • What’s the Point?

      Prepaid interest, sometimes called “points”, is generally tax deductible when a person pays them in connection with buying, building or improving their principal residence.  When points are paid on a refinance, they are not a current d...
      Written by InTouch
    • How’s Your IQ on the QM?

      The Qualified Mortgage Rule came into effect on January 14, 2014 as one of the results to the Dodd Frank Reform Act to protect consumers from predatory lending practices.  This will affect the underwriting standards that the majority of lenders wi...
      Written by InTouch
    • Every Homeowner Needs One

      A water meter key is like insurance; buy it before you need it. Imagine a pipe has burst and there is water flowing like a river through your home.  There may a cut-off valve to each sink if it works and if that’s where the leak is coming fr...
      Written by InTouch

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