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    Monthly Archives: January 2018

    • Lower Your Expenses without PMI

      Lower Your Expenses without PMI

      Mortgage loans for more than 80% loan-to-value typically require private mortgage insurance. Mortgage insurance reimburses the lender if a borrower defaults on a loan. PMI is expensive, and homeowners should be aware of how to remove it when certain ...
      Written by InTouch
    • Ready for Retirement

      Ready for Retirement

      It can be shocking to hear how many people spend more time planning their vacation or next mobile phone purchase than planning for retirement. It is hard to imagine that they are expecting Social Security will take them through their golden years. A ...
      Written by InTouch
    • Balancing Risk and Deductibles

      Balancing Risk and Deductibles

      The benefit of insurance is to transfer the risk of loss to a company in exchange for a premium. The deductible is an amount the insured pays out of pocket before the insurance starts covering the cost of the loss. The challenge is to balance the ris...
      Written by InTouch
    • Homeowner Tax Changes

      Homeowner Tax Changes

      The new tax law that was signed into effect at the end of 2017 will affect all taxpayers. Homeowners should familiarize themselves with the areas that could affect them which may require some planning to maximize the benefits. Some of the things tha...
      Written by InTouch

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